Urbana Bankruptcy Attorneys

Call Bridges, Jillisky, Streng, Weller & Gullifer, LLC at (937) 403-9033

When you’re swimming in debt, it can become easy to avoid the stacks of bills and calls from creditors. It’s overwhelming, but it’s important to face the situation head-on, and that includes considering all your options.

At Bridges, Jillisky, Streng, Weller & Gullifer, LLC, we help clients from all walks of line with their financial issues. While bankruptcy may seem like a purely negative impact your life, there is good news. Once the paperwork is filed with the bankruptcy court, the harassing phone calls, lawsuits, and foreclosures all stop. If you want help creating an effective strategy and plan to solve your economic issues, contact our Urbana bankruptcy lawyers today.

Call our firm at (937) 403-9033 for a free case evaluation.

Chapter 7 Bankruptcy

Chapter 7 is a liquidation bankruptcy that wipes out most of your unsecured debts such as credit card and medical bills. When you file for Chapter 7, an “automatic stay” immediately stops most creditors from pursuing collection efforts. Also, a bankruptcy trustee is appointed to your case; their job is to review your bankruptcy papers and supporting documents and sell your nonexempt property to pay back your creditors. Chapter 7 bankruptcy works best for low-income debtors with little or no assets.

Chapter 13 Bankruptcy

Chapter 13 is a reorganization bankruptcy designed for debtors with regular income who can pay back a portion of their debts through a repayment plan. In Chapter 13 bankruptcy, you get to keep all of your property. In exchange, you pay back all or a portion of your debts through a repayment plan that lasts several years. Typically, Chapter 13 bankruptcy is for debtors who don’t qualify for Chapter 7 or those who have fallen behind on a house or car payment and want to keep their property.

Contact Bridges, Jillisky, Streng, Weller & Gullifer, LLC Today

At Bridges, Jillisky, Streng, Weller & Gullifer, LLC, we offer free consultations to review your individual circumstances and explain how we can help. Our lawyers focus on only your needs and they can determine if a Chapter 7 or Chapter 13 bankruptcy filing is the right choice for you.

Call our firm at (937) 403-9033 today!

Highly Rated Legal Advocates

  • Ohio State Bar
    Ohio State Bar
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    Super Lawyers
  • NTL Top 100
    NTL Top 100
  • AV
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    Best Lawyers

How We're Different:

  • Awarded Representation

    Our team has top ratings from some of the industry’s most prestigious and respected organizations.

  • Committed to Results

    Our dedication to you has led to the achievement of favorable results for many legal matters.

  • Innovative Methods

    Our firm is constantly evolving to stay on top of the most effective legal techniques and methods.

  • Customized Counsel

    We provide individualized counsel that is tailored to fit your unique needs and goals.

  • Attentive Service

    We work closely with our clients, offer quick answers, and provide guidance through any challenges.

Contact Our Firm

Discuss your case with a team member during a free consultation.
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